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The margin is based on your credit evaluation at the time of application and does not change. For variable interest rate loans, the 3-Month LIBOR is 2.25% as of October 1, 2019. Discover Student Loans will adjust the rate quarterly on each January 1, April 1,
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Just be sure to follow IRS rules if you plan to keep rates low; if your loan doesn't meet the Applicable Federal Rate (AFR), there could be tax implications. Similarly,
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Lender fees(in some cases): rates on a private money loan
Interest rates and fees vary depending on the lender. Lenders must provide a disclosure form during the application process, loan approval, and after the loan has Private lenders such as hard money lenders typically issue loans with interest rates, costs, and fees that are similar to the following: Interest rates: 7% – 13% Lender fees (points): 1.5% – 10%
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