1. Western Union also makes money from currency exchange. When choosing a money transmitter, carefully compare both transfer fees and exchange rates. Fees, foreign exchange rates, and taxes may vary by brand, channel, and location based on a number of factors. Fees and rates subject to change without notice. 3. Western Union also makes money from currency exchange. When choosing a money transmitter, carefully compare both transfer fees and exchange rates. Fees, foreign exchange rates and taxes may vary by brand, channel, and location based on a number of factors. Fees and rates subject to change without notice. Visit a Western Union® agent location near you to send or receive money, purchase a money order, or pay bills. Western Union® is a quick and reliable way to send or receive money in worldwide locations such as supermarkets, check cashers, and convenience stores.